Introduction
Teen Finance Toolkit ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.
Information We Collect
We collect information that you provide directly to us:
- Account Information: Name, email address, and password when you create an account
- Payment Information: Payment details are processed securely through Stripe. We do not store your full credit card information
- Usage Data: Information about how you interact with our content, including guides viewed, tools used, and quiz responses
- Device Information: Browser type, IP address, device type, and operating system
- Certificate Data: If you complete our Certificate Program, we store your exam responses and scores
How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve our services
- Process your purchases and send transaction confirmations
- Track your learning progress and personalize your experience
- Send you important updates about your account or our services
- Respond to your comments, questions, and customer service requests
- Generate and deliver your financial literacy certificate
- Detect, prevent, and address technical issues or fraudulent activity
Information Sharing and Disclosure
We do not sell your personal information. We may share your information only in the following circumstances:
- Service Providers: We use Stripe for payment processing. They receive only the information necessary to process payments
- Legal Requirements: If required by law, court order, or governmental authority
- Business Transfers: In connection with a merger, acquisition, or sale of assets
- With Your Consent: When you explicitly authorize us to share specific information
Data Security
We implement appropriate technical and organizational measures to protect your personal information, including:
- Encryption of data in transit and at rest
- Secure password storage using industry-standard hashing
- Regular security assessments and updates
- Restricted access to personal information
However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
Your Rights and Choices
You have the right to:
- Access: Request a copy of the personal information we hold about you
- Correction: Update or correct inaccurate information in your account settings
- Deletion: Request deletion of your account and associated data
- Opt-Out: Unsubscribe from marketing emails (account-related emails cannot be opted out of)
To exercise these rights, contact us at support@teenfinancetoolkit.com
Children's Privacy
Teen Finance Toolkit is designed for teenagers and young adults. While our content is age-appropriate for teens, we do not knowingly collect information from children under 13. If you believe we have inadvertently collected information from a child under 13, please contact us immediately.
Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your experience, including:
- Essential Cookies: Required for authentication and basic functionality
- Analytics: To understand how users interact with our platform
- Preferences: To remember your settings and choices
You can control cookies through your browser settings, but disabling certain cookies may affect functionality.
Data Retention
We retain your personal information for as long as your account is active or as needed to provide services. If you request account deletion, we will delete or anonymize your information within 30 days, except where we are required to retain it for legal or regulatory purposes.
Third-Party Links
Our platform may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to read their privacy policies.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page and updating the "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the updated policy.
Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us:
- Email: support@teenfinancetoolkit.com
- Contact Page: teenfinancetoolkit.com/contact